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Frequently Asked Questions (FAQ's)

happy kid in car
  • What services does Fair Chance Approval offer?
    Fair Chance Approval is a trusted Pre-Owned Car Dealer and Credit Advisor specializing in serving the Filipino community in Ontario, Canada. We provide expert advice on auto loans and offer a wide selection of used vehicles.
  • Who owns Fair Chance Approval?
    Fair Chance Approval is led by Maria Cruz Fernandez, who has been instrumental in establishing the company as a trusted name in the community since its inception in 2007.
  • How extensive is Fair Chance Approval's inventory?
    Our inventory boasts up to 500+ units, ensuring that customers have plenty of options to choose from when selecting their next vehicle.
  • What are customers saying about Fair Chance Approval?
    Fair Chance Approval has received stellar reviews, earning a five-star rating on both Google and Dealer Rate platforms.
  • What is the mission and vision of Fair Chance Approval?
    Our mission and vision are centered on providing Filipino service, rapid service delivery, and inclusive credit approval processes, ensuring that all individuals, regardless of credit history, can access the vehicles they need.
  • Does Fair Chance Approval offer credit approval for individuals with poor credit history?
    Yes, one of our top priorities is to provide no-judgment credit approval for individuals with varying credit scores, including those with bad credit, bruised credit, or no credit history.
  • How long does it take to acquire a vehicle from Fair Chance Approval?
    We pride ourselves on our swift turnaround time, promising customers vehicle acquisition within 4 days of the application process. Get Approved Today!
  • What aspects of the purchasing process does Fair Chance Approval handle?
    Fair Chance Approval handles all aspects of the purchasing process, from application and credit approval to ensuring safety, security, warranty, insurance, and even facilitating direct-to-home delivery.
  • Who can apply for the Fair Chance Approval's services?
    Our services are designed to cater to all Filipinos in Ontario, including newcomers, individuals on work visas, international students, permanent residents, and citizens alike.
  • What are the simple requirements needed in your application?
    Driver's License Latest Paystub Certificate Of Employment For ODSP (Ontario Disability Support Program) and Retirement only: 3-months bank statement Visa/Permit: Work Permit, Student Permit, PGWP (Post-Grad Work Permit), Permanent Residency Card, Citizen alike
  • How long does it take to fill out the application form?
    It only takes approximately 3 minutes to complete our application form, making the process quick and convenient for our customers.
  • How quickly does Fair Chance Approval respond to inquiries?
    We respond to every inquiry in less than 24 hours, ensuring that our customers receive timely assistance and information.
  • How To Apply?
    Click the link and fill-up our form in less than 3-minutes https://www.fairchanceapproval.com/apply-now-kabayan
  • Can I apply even if I have a bad credit score?
    Definitely Yes! Click the link and start your application and you will be approved in less than 24 hours https://www.fairchanceapproval.com/apply-now-kabayan
  • How long is the processing time?
    In 4 days may kotse ka na kabayan! Your vehicle will be delivered to you in only 4 days once approved. Click the link and start your application https://www.fairchanceapproval.com/apply-now-kabayan
  • Do I need to process everything separately?
    Kabayan! We will take care of everything for you from Credit Assessment, Warranty, Insurance, Certification, Servicing all the way to the delivery of your vehicle to your doorstep (in 4 days time only). Click the link and get approved today kabayan! https://www.fairchanceapproval.com/apply-now-kabayan
  • What visa status are allowed to apply?
    Any form of work status: PGWP, Work Permit, Open Work Permit, PR and Citizen. We also cater to any form of Credit Scores from bad credit to no credit (no judgment) approved kaagad! Click the link and let's get you approved today kabayan! https://www.fairchanceapproval.com/apply-now-kabayan
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